If you've been injured on the job, workers compensation is supposed to help you recover by handling your bills and making life less stressful before returning to work. In standard cases, this paid recovery is enough to help workers get back to the job without major sacrifice on their part, but some situations have unseen risks that could make future career choices and health harder to manage. Before signing anything, here are a few considerations to weigh when dealing with a workers compensation claim.
What Is Workers Compensation Supposed To Do?
If you're injured on the job, workers compensation is supposed to kick in to pay for your medical bills and provide a bit of your working income. The rates are different for each state, but you're entitled to a percentage of your normal paycheck and full coverage of medical bills related to your injury.
Proper paperwork filing is required to make sure that the medical care you receive is related to the injury, just to make sure that company insurance/state compensation funds aren't spent on expensive procedures that you may have had before the workplace injury. The paperwork establishes the boundaries of the compensation program, but the policies don't really reach into the exceptions surrounding your condition.
Every injury is different, and it's hard to tell how your injuries may affect future health. There is no guarantee that a doctor will perform a full analysis of certain conditions that could lead to lingering disability unless your injury is an extreme case, so you'll need to take due diligence into your own hands. That can be hard without medical or legal assistance, but no one said you had to do it all alone.
Digging Deeper For Fair Treatment
Don't sign anything before figuring out the complexities of your condition and your potential financial risks. A lawyer and a medical professional not connected to the workers compensation claim are necessary in finding as many situations that could demand greater or different compensation options.
If your condition could lead to a permanent disability, you need a significant stack of proof to make the argument. This usually means going through the workers compensation process as planned, but with either social security disability claim paperwork ready to file or a personal injury claim ready to discuss with another party.
The other party could be anyone related to the incident. It could be another employee, your company, or even the vendor of a product or piece of equipment that could have caused the injury.
To get started on the deeper analysis needs to protect your future compensation rights, contact a workers compensation attorney.