You should not foot your medical bills out of your pocket if you suffer bodily harm in a work-related accident. Instead, you need to report the incident to your employer, and they should take full responsibility for your expenses. In addition, they ought to compensate you a portion of the wages you inevitably lose as you recover. However, getting this payment can be challenging because some company bosses hesitate to compensate injured workers. Thus, working with a lawyer is a viable way to ensure you get a favorable settlement. It also helps to understand the following basics of getting compensated for bodily harm suffered at work.
Who Qualifies to Benefit From This Program?
Although employers are supposed to compensate workers when they suffer injuries at work, there are instances where this is not possible. For example, your employer may not have purchased workers' compensation if the state laws do not mandate them. Some states only compel company bosses to insure their employees if they reach a certain number. In addition, some laws exclude laborers who work in specific industries from seeking compensation when injured at work. These may include agricultural, domestic, seasonal, and independent workers.
Some company bosses may take advantage of such clauses to deny workers their rightful payments. Therefore, it is prudent to consult a lawyer after your injury, so they can evaluate your case to ascertain whether you're eligible to file a workers' comp claim. Your legal advisor will then take the necessary legal measures to facilitate payment.
Injuries Covered by This Program
The workers' compensation program covers almost every work-related injury and illness, regardless of its cause or severity. Therefore, you can apply for benefits if you sustain injuries caused by faulty equipment or dangerous working environments. You can also pursue workers' comp when you suffer repetitive stress injuries or illnesses that result from exposure to hazardous chemicals. In addition, you can get compensated if you sustain injuries away from the business premises while performing work tasks. For instance, you may have sustained injuries when delivering goods using the company vehicle.
Nonetheless, getting payments for these accidents can be daunting because employers may claim that the complainant's injuries are not work-related. Therefore, it is imperative that you engage the services of a legal advisor to enable you to recover the damages you suffered.
Pursuing workers' comp benefits can be less challenging if you have fundamental information about the process. Enlisting the services of a workers' comp lawyer is also essential because they assist you in getting compensated as stipulated in your state laws.
For more information, contact a workers' compensation lawyer near you.